You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer — and you want to feel confident that your treasured possessions are not at risk in the event of theft or damage. A renters insurance policy can cover your personal property against theft or damage, even if you are away from your home.
A renters insurance policy can protect against certain bodily injury and property damage claims for which you are liable. Legal defense may also be provided in the event you are sued after a covered loss, subject to the limits you have selected.
For small additional premiums, the following can be added to your renters insurance, at a level that fits your needs:
- Replacement cost coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
- Medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault.
- Personal Liability coverage which will pay for bodily injury or property damage that you may be legally liable for. This can occur at or away from your rented premise
The Right Coverage, The Right Price
Ask about available discounts including burglar alarm credits and account credits for customers who package their auto and/or umbrella policies with their renters insurance policy.
Let us help you find the right amount of coverage to suit your insurance needs. We’ll help you choose the renters insurance coverage that best fits your needs. Contact us today for a free renters insurance quote.